WEALTH. with Lorraine
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Parental LeaveFinancial Planner.

Plan your parental leave with confidence. Understand your entitlements, income shortfall and exactly how much to save before your baby arrives.

Step 1
Where are you located?
Step 2
Your income and employment
Step 3
Your parental leave plan
Weeks your employer pays your full salary (check your contract)
Used to calculate how much you can save before leave starts
Your Parental Leave Plan
Here's your personalised
financial picture.
Government Leave Pay
—
Based on current entitlements
Employer Leave Pay
—
Full salary during employer-paid weeks
Total Leave Income
—
Gross income across full leave period
Income Shortfall
—
vs your normal earnings during leave
Recommended Savings Target
—
before your leave begins
Month-by-Month Cash Flow
Estimated household income each month during your leave period, compared with your normal earnings.
Monthly income during leave
Income gap vs normal earnings
Income Breakdown
Normal annual household income —
Government parental leave pay —
Employer-paid leave —
Partner's income during leave —
Estimated total leave income —
Estimated income shortfall —
Planning Perspective
Practical steps to prepare with confidence

Important: These results are estimates only, based on publicly available information about government parental leave entitlements and general financial planning principles. They do not constitute financial advice. Entitlement rules, payment rates and eligibility criteria change regularly. Always confirm your entitlements with Services Australia, your employer's HR department or a licensed financial adviser before making financial decisions.

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